USDA Loans Arizona

A USDA loan (also called a Rural Development Loan) is a government insured home buyer program that allows you to purchase a home with NO Money Down. USDA Home Loans AZ offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan. USDA offers some the lowest rates of any loan, and you will always have a fixed interest rate. To be eligible for it in Arizona, the homebuyer must purchase a home within the eligible rural areas on the outskirts of Phoenix and other counties in AZ including Scottsdale, Chandler, Mesa, Tempe, Paradise Valley, Peoria, Gilbert, Cave Greek, Carefree, Glendale, Avondale & Sun City. You need to have a household income that does not exceed the established limits where the home is located.

Want to learn more about USDA loans in Arizona? Our Loan Officer can help you learn more about qualifications and eligibility.

APPLY NOW

Other Loan Types

*The Product/Program information contained here is educational only and does not represent actual rates or financing terms.